Unconventional Investor, LLC - Philosophy

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Values

My strategy and business practices reflect:

THRIFT
I keep your expenses low by aggressively keeping my expenses low. Whereas nearly all managed solutions charge 1.0% - 2.0%, my approach can be implemented for under 0.6%. This includes my ongoing services AND the expenses of the mutual funds you own. Recall from the power of compound interest that seemingly small increments of return make a huge difference in the long run.

INTEGRITY
I take fiduciary responsibility seriously. The only compensation I receive is from customers. I receive nothing of value, either monetary or otherwise, from Vanguard or any third party. My fee structure is low, to encourage a long-term partnership.
I also take my own advice. I hold the same index securities as my customers. The proportions may be different, but the instruments are exactly the same. My only outside holding is a few B shares of Berkshire Hathaway, Warren Buffett's company, which is less than 10% of my portfolio.

TRANSPARENCY
My customers have tremendous visibility to their management fees. Since I do not have custody of assets, I cannot deduct fees from your account. I use Limited Power of Attorney to manage client accounts and customers pay quarterly, via check. Pay differently and pay less!

LONG TERM PERSPECTIVE
Markets are volatile and emotion-driven. My long term focus reduces the stress and anxiety that market swings can induce.

PRACTICALITY
I am not the next Warren Buffett and do not have a better crystal ball about the markets. What I do have is a clear view of what is important for long-term success, strategic asset allocation and minimizing taxes and expenses. Handling these fundamental issues carefully will help you reach your financial goals!